Comprehensive General Liability

Our Comprehensive General Liability Scheme (CGL) originated from taking feedback from various clients and developing a specialized solution to help meet those needs. Our specially tailored CGL scheme combines Public Liability and Product Liability coverage together to deliver a special liability package that would protect your business’s liability should products sold or supplied through your business cause personal injury or property damage to third parties.

While commonplace in the west, the Singapore market has yet to recognize the importance of this policy which is especially required for businesses who manufactures, supplies, sells or repairs any product. Moreover, with the rise of Design & Build (D&B) contracts where the function of design and construction are integrated and entrusted primarily to the contractor, it is all the more of significance to safeguard your business against potential claims and losses from unintended defects or product failure, even after the handover of a job.

Notable Case Studies:

Singapore- Ceiling panel falls in Clementi cinema. It is fortunate that no one was injured in this incident. However, it is very likely that the contractor involved in the building works would have been sued should the debris cause injury to a third party.